Portfolio Simulator – 401k-Checkup.com – The easy to use tool for your 401k, IRA or other investment portfolios.

401k-Checkup Simulator & Comparison Tool

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Portfolio Simulation and Estimated Portfolio Value calculations take about a minute to complete.
Results are color coordinated:
Current Allocation Estimations
Algorithm* Allocation Estimations

Algorithm* Allocation was developed by Dr. Edward L. Stanton, Phd. It is not a recommendation, rather a reference point that attempts to keep a balance between return/APR and risk/standard deviation.

* Minimum 3 years published financials required for inclusion in portfolio simulations.

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Customize Your Own Portfolio, 1 FULL YEAR Unlimited Use!

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401k-Checkups™ give you the advantage of studying simulated outcomes of your 401k account or other type of retirement portfolio. Unlike monthly statements and fund reports, you quickly and easily gain valuable insight to help you decide if your savings could do better.

401k-Checkups™ are an advanced testing tool previously available only to professional money managers and academics. Just as pilots, law enforcement and other professions use simulators because mistakes are costly, now you too can utilize simulation results to assist your portfolio decision making. Get easy to use ideas that help you evaluate the amounts you invest with each option you choose.

401k-Checkups™ do not predict the future (401k-Checkup disclaimer). 401k-Checkups™ help you prepare for the Risks & Rewards of price volatility. See for yourself how splitting dollars differently in your 401k or other retirement portfolio account could have produced better results.

In addition to rate of return, prudent investors also measure Standard Deviation (risk/price volatility) to understand its impact both financially and emotionally. Your 401k-Checkup™ consolidates into one SUMMARY CHART how different asset allocations may impact both your portfolio's value and your peace of mind.

Customize your own simulation and comparison, choose your own 401k or another portfolio from over 38,000 investments.
Algorithm driven portfolio allocation simulation modeling and comparison to assist your evaluation and decision making.
Get results now, see real time delivery of each customized report in under two minutes.
Easily identify how individual investments added to or detracted from overall portfolio performance.
Quickly assess the risk/price volatility for each investment in your portfolio.
How would different allocations have affected my portfolio performance?
RISK - worry increases the wider investment prices swing.
RISK - higher volatility when retired gives withdrawals a larger permanent impact on your portfolio's value.
RISK - volatility means a greater chance of a shortfall when selling specific securities for certain cash flow needs at a given future date.
RISK - volatility affects compounding and a portfolio's final value.
REWARD - price volatility presents opportunities to buy assets cheaply and sell when overpriced.
REWARD - embracing volatility may be consistent with the growth objectives of some portfolios.
Expand your 401k/403b account decision making process by examining a more robust range of potential outcomes.
Advanced stochastic, Monte Carlo probability modeling on 1,000 different percentage allocations of your custom portfolio.
Side-by-side comparison of your individual investments.
Easy to understand, color coded key for your convenience.
Simple to use comparisons to help your decision making.
Single page illustration packed with information.

401k-Checkups™ do not predict the future (disclaimer). 401k-Checkups™ help you prepare for the Risks & Rewards of price volatility.