Why we wait to CHECKUP our 401k

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Why we wait to CHECKUP our 401kWhen something is very important to our lives and we know it, why does it seem so neglected? There are many common experiences that for most of us have some built in anxiety like;GOING TO THE DENTIST / DOCTORFIXING ANY PLUMBING PROBLEMCLEANING THE WINDOWS (AND RUNNERS) IN YOU HOMEDEALING […]

When did you last checkup your 401k?

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We tune our cars,  get annual physicals & even have spring cleaning…so don’t forget to checkup your 401k! This is a pretty simple straight forward reminder. Like a lot of things that are common sense and good for us, we often put it off because…well just because. In hindsight we wish we would have had […]

Does 401k Complacency describe you?

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If you have a 401k account then you have also gone through the exercise of “picking” your investments. You had to do some thinking, read some information, consider what you think and then consider how your “feel”. In the end you made some decisions, pushed a button and now as much as $17,500.00 of your […]

Are You Slow-Cooking Your 401K?

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I was perusing-surfing through Facebook sometime last week when I saw a friend was making lasagna in a slow cooker for the first time. She was asking her “friends” if any of them had ever made lasagna in a slow cooker and if so, did they have any tips. This caught my attention on a […]

How much do I need to retire?

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How much do I need to retire? We see this discussion all the time in financial articles and investment company advertisements and if you look at the average balance of 401k savers ($89,300.00) most of the conclusions can be scary. A recent article suggested you needed one million dollars in today’s dollars. There is a […]

Is Your Target Date Fund a Target Guarantee?

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Target Date Funds: the “New” (Old) 401k Solution Most of the asset management companies have embraced the concept of Target Date Funds. Just what are these? The simple answer is in what the name implies; at some specified future date (say 2030) that coincides with when a saver believes he or she will likely retire, […]